@Standard

Fact-Checker: Do money apps make us better or worse at managing our finances? - 1 months ago, 19 Feb 00:13

Bbc

Finance apps are proving increasingly popular, but are they making us better at managing our money or encouraging us to spend more?

Global downloads of finance apps hit 3.4 billion in 2018 - that’s 75 per cent more than three years ago, says Silicon Valley analytics company App Annie.

Their popularity is growing fastest in emerging-market countries, such as Brazil, India and Indonesia. And making it easier to send money to other people seems to be a major reason for their popularity in these countries.

The world’s three most downloaded money apps in 2018 – India’s Google Pay and PhonePe, and China’s Alipay – as well as China’s WeChat, all focus on money sending as a core function.

In the US, 92 per cent of 18 to 37-year-olds use finance apps, mostly to track spending and pay bills.

But are these apps changing how we spend ...
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